€100 a month for 30 years is €36,000 of your own money. Growing at 7% a year, added monthly, it becomes about €122,000. Most of it is growth.
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Each year’s growth starts earning too. The line bends upwards: slow at first, then faster every year.
In year 30, growth alone adds about €8,000. That is almost seven years of your €100 a month, in one year.
Stopping early costs the most, because the last years are the biggest. Stop after 20 years and you have about €52,000, not two thirds of €122,000.
A standing order on payday does the saving for you. The growth needs time, not your attention.
Growth earns growth. €100 a month for 30 years: €36,000 in, about €122,000 out at 7% a year, added monthly.
Do it today
Set a standing order for any amount on payday.
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