A budget with only three boxes.
50% needs. 30% wants. 20% for future you.
On €2,000 net pay, for example: €1,000, €600 and €400.
It comes from the 2005 book All Your Worth by Elizabeth Warren and Amelia Warren Tyagi.
It is one rule of thumb. Your life may need other shares.
What would your three numbers be?
Education, not investment advice.
Read the sheet as text
Title: The 50/30/20 Split
Highlight: 50/30/20
Subtitle: One rule of thumb for your pay. Not the only one.
Frame title: A €2,000 Net Pay, for Example
Part 1: Needs. Rent, food, bills, transport. €1,000. 50%.
Part 2: Wants. Fun, eating out, hobbies. €600. 30%.
Part 3: Future You. Invest or save for later. €400. 20%.
Example: For Example. €1,000 + €600 + €400 needs, wants, future you.
Note: From Warren and Tyagi, All Your Worth, 2005. Change the shares to fit your life.
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