Does a distributing ETF pay you extra money?
No. On each pay date its price drops by what it pays out.
A €24 billion world ETF paid €2.13 a share in the last 12 months: 1.50%, in 4 payments.
On €10,000: €150 lands in your account, and the fund is worth €150 less.
An accumulating fund keeps it inside. In Germany, it is still taxed on a set amount each year.
Which kind do you hold, and why?
Education, not investment advice.